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    Pursue new digital business models and improve and protect your customers’ health, property, and business with insurance solutions from SAP.

    Explore the impact of the COVID-19 pandemic on insurance
    SAP Industries Forum 2020: Insurance

    Watch the on-demand Webcast.

    Practical advice during times of uncertainty

    The new network economy will coalesce around fewer ecosystems

    Insurance is a prime digital network example, as it touches life, health, property, and travel. By 2025, many insurers will be engaging with cross-industry ecosystem providers and defining opportunities, beyond managing risk.

    See how insurance companies are succeeding with SAP

    SAP Road Map for Insurance

    Explore our insurance industry road map to learn about the digital transformation activities that are underway, like augmenting human understanding with machine learning and AI, as well as the future direction of our insurance suite.

    Current release highlights

    • Machine learning service ticket intelligence – categorization proposal?
    • Streamlined interface for creating new business applications for SAP Policy Management
    • Consistency check for reinsurance treaty calculation rules
    • SAP Fiori app enabling analysis of changes in insurance liabilities

    Upcoming innovations

    • Claims management for insurance integration into SAP Commerce, financial services accelerator
    • Enhancement of SAP Fiori app to provide the first notice of loss
    • Improved data archiving and reduced data footprint in SAP Policy Management
    • Conversational voice interfaces and machine learning

    Future plans

    • Integrate insurance-specific processes in SAP S/4HANA with SAP Insurance Sales Assistant
    • Continue innovating our portfolio by integrating machine learning, blockchain, and the IoT
    • Incorporate insurance-specific processes in SAP cloud solutions
    • Add an integration layer for SAP and partner-driven GRC applications and services on SAP Cloud Platform

    Get the facts

    30 %

    reduction in time to market for new products by companies that institute formal lifecycle processes.

    SAP Performance Benchmarking

    23 %

    higher revenue for organizations that use information to identify strategic and competitive advantages.

    SAP Performance Benchmarking

    45 %

    increase in new customer revenue for companies that measure the effectiveness of sales and marketing.

    SAP Performance Benchmarking

    Solve your specific insurance needs

    Serve customers better with SAP Cloud for Insurance

    Find out how the Intelligent Enterprise can help you place customers at the center of a service?network focused on safety, wellness, and loss prevention.

    Unlock business value with digital technology

    Deliver innovative, customer-centric products and services by connecting new technologies with integrated business solutions to create an intelligent enterprise.

    Create opportunities with digital transformation

    Learn how you can take advantage of the digital economy by leveraging the IoT, adopting processes for better operational agility, and pushing your levels of transparency.

    Find insurance software tailored to your needs

    SAP S/4HANA Cloud

    Adopt the SAP S/4HANA Cloud platform to become a best-run insurance business by using a proven technology framework. Realize instant value by taking advantage of technologies such as the Internet of Things, Big Data, real-time analytics, and enterprise mobility solutions.?

    SAP S/4HANA for financial products subledger

    Centralize your accounting?data and rules for financial instruments and insurance contracts with this multi-entity?subledger solution. Significantly reduce costs?and make it easier to reconcile different sets of books, while simplifying the?preparation of estimated cashflows provided by actuarial systems.

    Jump-start your transition to an intelligent enterprise

    Accelerate implementation time, reduce risks, and get ready for your digital journey with SAP Model Company services.

    SAP Model Company services

    Become a digital leader with prepackaged services that deliver predefined end-to-end business processes, test cases, configuration guidelines, and project accelerators for your industry.?

    How is SAP leading digital transformation?

    Realize your potential with the Intelligent Enterprise

    Embrace?next-generation technologies by becoming an intelligent enterprise with industry?expertise from SAP. As your trusted innovation partner, SAP can help you launch?a digital platform, so you can chart your future without bounds.

    Exceed expectations with the latest IT innovations

    Redefine the insurance business model

    Give insurance customers and partners the simple, personalized products and services they expect using advanced analytics and data monetization.

    Get the latest news and trends from experts

    Toni Tomic
    Global VP Insurance

    360 degrees of experience management

    See how SAP is making?it easier for insurers to combine X-data and O-data and gain actionable?insights at every step of the customer journey.

    Volker Mohr
    Chief Solution Manager

    Driving transformation with cloud-based technology

    Discover how the SAP?S/4HANA for financial products subledger can keep insurers at the forefront of a?rapidly changing landscape.

    Mainak Patel
    Sr. Principal, Industry Value Engineering

    The Intelligent Enterprise for the insurance industry

    Learn how digital?engagement, protection services, and data-driven insights are key to making the?shift from risk management to prediction and prevention.

    Communities and Events

    Join the SAP for Insurance Community

    Visit our community to learn about innovations and trends in insurance through blogs, discussions, and events with fellow SAP customers and experts.

    International SAP Conference for Financial Services

    Join international insurance business leaders in Madrid from July 13-15, 2021 to discover the power of SAP innovation in driving the?intelligent financial services enterprise of the future.?

    Manage your insurance business enterprise-wide

    Explore our comprehensive solutions for all business processes across all industries to find the solutions you need to build a connected business.

    Human Resources

    Simplify HR processes and engage your workforce to drive better business results, empower your workforce, and develop your talent.


    Bring together financial processes with automated, real-time analytics, and translate them into forward-looking business insight across the entire organization.


    Take advantage of in-depth data analysis, predictions, and processing of complex events, and combine data from a variety of sources into one, integrated platform.

    Database and Data Management

    Leverage business applications that use the latest technology advancements – including the SAP HANA platform, cloud, mobile, and more.

    Application Development and Integration

    Deploy high-velocity, intelligent edge applications using business and technology services.

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